Dental Insurance: Making It Worth The Premiums?

Many people shopping around for coverage wonder whether dental insurance is worth the monthly premium costs.

Dental coverage works more like a prepayment plan than insurance, protecting your finances from unforeseen catastrophic events. An annual maximum benefit caps claims at deficient levels.

However, all is not lost because most PPO plans have a hidden benefit: the steeply discounted allowed amount negotiated by the insurance company with thousands of members (potential patients).


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Dental Procedures Medical Insurance Might Cover

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Finding Local Dentists That Accept Your Medical Insurance

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Can Dentists Charge More Than Insurance Allows On EOB?

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How To Get Insurance To Pay For Orthognathic Surgery?

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Free Dental Insurance for Low-Income & Unemployed Adults

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Does Medicare Cover Oral Surgery for Adults?

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What to Do When Dental Insurance Doesn’t Pay Claims

What should you do when your dental insurance refuses to pay claims submitted by your provider? Denials can happen for one of two reasons. First, dental plans contain a host of contractual exclusions, meaning they cover very little at all. …
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What Happens When You Reach Your Dental Insurance Maximum?

When you need expensive work done on your teeth, you may ask yourself what happens when you reach the maximum annual benefit on your dental insurance. The policy stops making claim payments temporarily, resuming at the beginning of the new …