The disclosure that follows is designed to ensure WWW.SAVVYONCREDIT.COM’s full compliance with the Federal Trade Commission’s policy that demands we be transparent about any and all affiliate relations it may have on this website.

In plain English, you, the visitor or customer, should assume that any and all links on this site are affiliate links. If you click on these links and go visit the resulting site, a cookie will be set in your web browser that will cause us to receive a commission “IF” you purchase a product on the other end. This is a legitimate way to monetize and pay for the operation of websites and WWW.SAVVYONCREDIT.COM will gladly reveal our affiliate relationships to you.

In addition, WWW.SAVVYONCREDIT.COM fully discloses that hyperlinks on this site are in most cases shortened, and in some cases cloaked to hide long ugly links for functionality and tracking purposes. We have nothing to hide and are proud of our relationship with the fine vendors, products, and services found on this site. Link tracking, shortening, and cloaking are a very common practice on all types of websites.

Further, WWW.SAVVYONCREDIT.COM does not receive physical products or cash directly in exchange for any reviews or posts you find on this site. No one has paid us to do reviews or posts. We must tell you that it is possible that our reviews and posts are influenced by our affiliate relationships and may create a conflict of interest. We do not believe a conflict of interest exists, but you, the visitor or customer, must decide by considering the affiliate relationships and link techniques that we have described.

Obviously, we would like you to buy the service or products WWW.SAVVYONCREDIT.COM writes about and we are influenced by that fact.

We avoid conflict by only reviewing or posting about products and services that we trust. We can choose to promote many different products. We focus on the ones that we think will cause you to trust us and come back to read more of our feedback.

WWW.SAVVYONCREDIT.COM strives to always give our honest opinions, findings, beliefs, or experiences on topics or products that we write about and promote.

Other vendors may also pay to place advertising on our sites in the form of banners, widgets, and hyperlinks. These are paid advertisements and while WWW.SAVVYONCREDIT.COM does it’s best to only allow quality products and services to be advertised on our site, we are not responsible for claims or testimonials made on paid advertising links.